Address
446 E 4th St, Loveland, CO
Price
$ 1,250,000
Property Attributes
- MLS#1060558
- TypeSingle Family
- Listing Status Active
- CountyLARIMER
- CityLoveland
- AreaLoveland-Berthoud
- NeighborhoodLov
- Zip80537
- StyleContemporary
- Year Built1905
- Taxes$ 4116
- Price$ 1,250,000
- Bedrooms0
- Full Bathrooms0
- Half Bathrooms0
- Sqr Footage4210
- Lot Size0.24 Acres
Data Source:
Information and Real Estate Services (IRES)
Property Description
Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Fa ade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates.An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.
| Elementary School | Middle School | High School |
|---|---|---|
| Truscott Elementary School | Bill Reed Middle School | Thompson Valley High School |
| Price History | |
|---|---|
| 6/1/2026 | Listed $1,250,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Forced Air |
| Cooling | Central Air |
| Utilities | Natural Gas Available,Electricity Available |
| Roof | Composition |
| Appliances | No Units Furnished |
| Zoning | DT |
| Patio/Porch Features | Patio |
| Architectural Style | Contemporary |
| Construction Materials | Block,Stucco |
| Exclusions | Tenants personal property |
| Year Built | 1905 |
| Electric | City of Lvld |
| Tenant Pays | Deposit,Gas,Electricity,Water |
| Levels | One |
| Tax Year | 2025 |
| Parcel Number | R0446238 |
| Gross Income | 76266 |
| County | Larimer |
| Net Operating Income | 63650 |
| Operating Expense | 12616 |
| New Construction | No |
| Property Type | Residential |
| HOA | No |
| Subdivision Name | Lov |
| Possible Use | Multi-Family |
| Status | Active |
| Directions | Southwest corner of East 4th and Washington |
| High School | Thompson Valley |
| City | Loveland |
| Disclosures | Lead Paint |
| High School District | Thompson R2-J |
| Number Of Units Total | 5 |
| MLS Area | Loveland/Berthoud |
| Elementary School | Truscott |
| Property Attached Y/N | Yes |
| Tax Annual Amount | 4116 |
| Middle/Junior High School | Bill Reed |
| Standard Status | Active |
| Expected Active Date | 2026-06-01 |
| Cap Rate | 5.09 |
| Lease Amount Frequency | Month-to-Month |
| AttributionContact | 9702271327 |
Interior Features
| Interior Amenities | Washer/Dryer Hookup |
|---|---|
| Basement | Unfinished |
| LivingAreaSource | Other |
Exterior Features
| Exterior Amenities | Sprinkler System |
|---|---|
| Fencing | Partial |
| Lot Features | Corner Lot,House Faces North,House Faces East,Paved,Curbs,Sidewalks,Alley,Fire Hydrant within 500 Feet |
| Water Source | City |
| Total Parking | 2 |
| Lot Size Area | 10500 |
| Lot Size Acres | 0.24 |
| Road Surface Type | Asphalt |
| Other Parking | Less Than 1 |
| Waterfront Y/N | No |
| Road Frontage Type | City Street |
| Irrigation Water Rights Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 80537
Price
Taxes
Year Built
Visits
Information deemed reliable but not guaranteed by the MLS. © 2026 Information and Real Estate Services, LLC.
Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules. © Copyright IRES.
The information being provided is for the consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.
The IRES, LLC Data on this
The real estate listing information and related content displayed on this site is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by elevateMLS.
Spanish Peaks MLS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
